Terms and Conditions

Welcome to Our Terms and Conditions

These Terms and Conditions govern your use of the Fanythosprel Financial Planning website and consultation services. By accessing our website or engaging our services, you agree to comply with and be bound by these terms. Please read them carefully before proceeding.

Your continued use of our website and services constitutes acceptance of these terms and any future modifications

Important Definitions

For clarity, the following terms have specific meanings throughout this agreement

• "Services": Refers to financial planning consultations, guidance sessions, and related advisory discussions provided through our subscription model
• "Client" or "You": Any individual who uses our website, subscribes to our services, or participates in consultation sessions
• "Company", "We", or "Us": Fanythosprel Financial Planning Ltd, a company registered in England and Wales
• "Website": The Fanythosprel website and all associated digital platforms and mobile applications

Acceptable Use of Our Services

Our consultation services are designed for legitimate financial planning purposes and must be used responsibly

Your Responsibilities as a Client

To ensure effective service delivery and maintain professional standards, clients are expected to

• Provide accurate and complete information during consultations and form submissions
• Attend scheduled appointments or provide reasonable notice for cancellations
• Maintain confidentiality of login credentials and account access information
• Comply with payment terms and subscription obligations as outlined in your chosen plan

Prohibited Uses

The following activities are strictly prohibited when using our website or services

• Attempting to hack, disrupt, or gain unauthorised access to our systems or other users' accounts
• Sharing false information or misrepresenting your identity or financial circumstances
• Using our services for illegal activities or purposes that violate applicable laws and regulations
• Attempting to resell, redistribute, or commercialise our consultation services without written permission
• Harassing, threatening, or behaving inappropriately towards our staff or other clients

Intellectual Property Rights

All content on our website, including text, graphics, logos, software, and consultation materials, is owned by Fanythosprel Financial Planning or our licensors and protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works without explicit written permission.

© 2025 Fanythosprel Financial Planning Ltd. All rights reserved. Unauthorised reproduction is prohibited.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of personal information is governed by our Privacy Policy, which forms an integral part of these Terms and Conditions. By using our services, you also agree to our privacy practices. Privacy Policy

Subscription and Payment Terms

Our services operate on a subscription basis with the following payment terms

• Monthly subscription fees are charged in advance and must be paid by the specified due date to maintain service access
• All prices include VAT where applicable, and additional fees may apply for premium services or extended consultation sessions
• Payment processing is handled by secure third-party providers, and we do not store your complete payment card information

Service Termination

Either party may terminate the service relationship under certain circumstances

Important Disclaimers

Please understand the limitations and scope of our consultation services

Limitation of Liability

To the fullest extent permitted by law, Fanythosprel Financial Planning shall not be liable for any indirect, incidental, special, or consequential damages arising from use of our services, even if we have been advised of the possibility of such damages.

Alternative Dispute Resolution

We are committed to resolving any disputes fairly and efficiently through established processes

Governing Law and Jurisdiction

All disputes arising from use of this website or our services shall be subject to the exclusive jurisdiction of the courts of England and Wales

Modifications to Terms

We may update these Terms and Conditions periodically to reflect changes in law, regulation, or business practices. Material changes will be communicated to active subscribers via email and website notices.

Complete Agreement

These Terms and Conditions, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Fanythosprel Financial Planning regarding use of our website and services.

Contact Information for Terms-Related Queries

For questions about these Terms and Conditions or to report violations, please contact us using the information provided in our main contact section